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Routing number 031100649

Routing number 031100649 belongs to Discover Bank (Greenwood, DE). It is used for ACH transfers and direct deposit.

Last verified May 29, 2026.

State / region served
Greenwood, DE
ABA checksum
Valid ABA format
Primary use
ACH / direct deposit

What is routing number 031100649 used for?

A routing number is a nine-digit code that identifies a US bank or credit union in the payment system. Routing number 031100649 identifies Discover Bank. Paired with your account number, it tells money where to go. Use it for direct deposit, ACH bill payments, and linking your Discover Bank account to other banks or payment apps.

  • Setting up direct deposit for a paycheck or benefit.
  • Authorizing ACH payments and automatic bill pay.
  • Sending or receiving transfers between bank accounts.

How to confirm this is your routing number

Discover Bank routing numbers can vary by the state where you opened your account and by the type of transfer, so confirm 031100649 is the right number for you before sharing it:

  • Read it from the bottom-left of one of your checks (the MICR line).
  • Open account details in the Discover Bank app or website.
  • See every Discover Bank routing number on the Discover Bank routing number page.

Full guide: how to find your routing and account number.

Confirm before you share

This page is verified reference data, not a substitute for your own records. Routing numbers can vary by where you opened your account and by transfer type. Always confirm your routing number on a voided check or in your banking app before sharing it for direct deposit or a transfer.

Frequently asked questions

What bank has routing number 031100649?

Routing number 031100649 belongs to Discover Bank. It is used for ACH transfers and direct deposit. Confirm it is the right number for your account before sharing it.

Is 031100649 a valid routing number?

Yes. 031100649 is a structurally valid nine-digit ABA routing number — it passes the ABA mod-10 check-digit formula — and it is listed for Discover Bank in our directory.

Can I use 031100649 for a wire transfer?

031100649 is an ACH / direct-deposit routing number. Wire transfers often use a different number, so if you are sending or receiving a wire, ask Discover Bank which routing number to use.

How do I confirm routing number 031100649 is right for my account?

Check the bottom-left of one of your Discover Bank checks (the nine-digit number in the MICR line), or open account details in the Discover Bank app or website. Routing numbers can vary by state and by transfer type, so confirm yours before sharing it.

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