Capital One (incl. Capital One 360) routing number
Capital One (incl. Capital One 360)’s routing number is 031176110. It identifies Capital One (incl. Capital One 360) in the US payment system and is used for ACH transfers and direct deposit. Confirm yours on a voided check or in your banking app before sharing it.
Last verified May 29, 2026.
Capital One (incl. Capital One 360) routing number
ACH / direct deposit routing number
031176110
031176110 is the routing number for Capital One 360 / online accounts. Some legacy regional Capital One accounts use a different number — confirm yours.
Every routing number listed here is a structurally valid nine-digit ABA number (it passes the ABA mod-10 checksum). Tap any number to see a dedicated page for it, or use the routing number lookup tool to check a number you already have.
How to find and confirm your Capital One (incl. Capital One 360) routing number
The routing number above is a reliable starting point, but the authoritative source is always your own account. Here is how to confirm the exact number Capital One (incl. Capital One 360) assigned to you:
- On a check: the routing number is the left-most nine-digit group along the bottom edge (the MICR line), printed before your account number.
- In the Capital One (incl. Capital One 360) app or website: sign in, open the account, and look for account details or “account & routing number.”
- On a statement: a paper or PDF statement usually shows the routing number alongside your account number.
- For wire transfers: ask Capital One (incl. Capital One 360) which number to use — the wire routing number can differ from the ACH one.
See the step-by-step guide: how to find your routing and account number.
What a routing number is used for
A routing number (also called an ABA routing number or routing transit number) is a nine-digit code that identifies your bank or credit union in the United States payment system. Paired with your account number, it tells money where to go. You will need your Capital One (incl. Capital One 360) routing number to:
- Set up direct deposit for a paycheck or government benefit.
- Authorize ACH payments, such as automatic bill payments.
- Send or receive a wire transfer (often a separate number).
- Link your account to a payment app, brokerage, or another bank.
New to this? Read what a routing number is.
Confirm before you share
Routing numbers can vary by where you opened your account and by the type of transfer. The numbers on this page are verified reference data, not a substitute for your own records. Always confirm your routing number on a voided check or in your Capital One (incl. Capital One 360) banking app before sharing it for direct deposit or a transfer.
Frequently asked questions
What is Capital One (incl. Capital One 360)'s routing number?
Capital One (incl. Capital One 360)'s routing number is 031176110. It is used for ACH transfers and direct deposit. Confirm yours on a voided check or in your banking app before sharing it, since the number can occasionally differ by account or region.
Does Capital One (incl. Capital One 360) have different routing numbers by state?
Capital One (incl. Capital One 360) primarily uses one routing number (031176110) across its footprint, but it can vary by region or legacy bank in some cases. The safest check is your own voided check or banking app.
What is the difference between Capital One (incl. Capital One 360)'s ACH and wire routing number?
An ACH routing number is used for direct deposit and everyday electronic transfers; a wire routing number is used only for wire transfers. Some banks use the same number for both. If you are sending or receiving a wire, ask Capital One (incl. Capital One 360) which number to use.
How do I find my Capital One (incl. Capital One 360) routing number on a check?
Look at the bottom edge of one of your Capital One (incl. Capital One 360) checks: the routing number is the left-most nine-digit group in the MICR line, followed by your account number and then the check number. You can also find it in the Capital One (incl. Capital One 360) app or website under account details.
Is 031176110 a valid routing number?
Yes — 031176110 is a structurally valid nine-digit ABA routing number (it passes the ABA mod-10 checksum) and is listed for Capital One (incl. Capital One 360) in our directory. Even so, confirm it is the right number for your specific account before using it for direct deposit.
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