IBAN
The International Bank Account Number, a standardized format used mainly in Europe and many other countries to identify a specific account for cross-border payments. U.S. banks do not issue IBANs; an international wire to the U.S. uses a routing number and account number plus a SWIFT/BIC code instead.
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How to authorize a wire transfer
To authorize a wire transfer, you instruct your bank in writing to send a specific amount to a named beneficiary, supplying their account number and a bank identifier — a routing number for a domestic wire or a SWIFT/BIC code for an international one. Because a sent wire is generally final, verify the instructions first.
How to safely share your bank details to get paid
To get paid, you only need to share your routing number and account number — that is enough to receive a deposit, and those numbers cannot pull money out by themselves. Share them through a secure payer portal, not plain email or social media, and never hand over your online-banking login, PIN, or card details.