Authorized signer
A person a bank has on record as permitted to transact on an account — for example to sign checks, move funds, or approve payments — within whatever limits the account agreement sets. On a business account, authorized signers are listed on the signature card.
Related forms
Related guides
How to authorize an employee to sign business checks
To authorize an employee to sign business checks, name them in a corporate resolution, then add them as an authorized signer on the bank's signature card. Decide whether they sign alone or need a second signature, set any dollar limit, and back it with internal controls that keep check-signing separate from bookkeeping and bank reconciliation.
How to add or remove a joint account holder
To add someone to a joint bank account, all owners typically must consent and sign the bank's joint-owner form, often in person with photo ID. Removing someone is harder: many banks require closing the account and opening a new one, and you generally cannot remove a co-owner without consent. Rules vary by bank and state.
What is a bank reference letter?
A bank reference letter is a document from your bank vouching for your banking relationship — how long you have banked there, the accounts you hold, and that they are in good standing, sometimes with an average balance. Landlords abroad, suppliers, and visa applications request it as a character reference for your finances.