Routing number 124085066
Routing number 124085066 belongs to American Express National Bank (UT). It is the bank's wire-transfer routing number.
Last verified May 29, 2026.
- State / region served
- UT
- ABA checksum
- Valid ABA format
- Primary use
- Domestic wire transfers
124085066 is the American Express National Bank routing number for High-Yield Savings / Rewards Checking direct deposit, ACH and wires.
What is routing number 124085066 used for?
A routing number is a nine-digit code that identifies a US bank or credit union in the payment system. Routing number 124085066 identifies American Express National Bank. Paired with your account number, it tells money where to go. Because 124085066 is American Express National Bank's wire-transfer number, use it for domestic wires — and use the bank's separate ACH number for direct deposit.
- Setting up direct deposit for a paycheck or benefit.
- Authorizing ACH payments and automatic bill pay.
- Sending or receiving transfers between bank accounts.
How to confirm this is your routing number
American Express National Bank routing numbers can vary by the state where you opened your account and by the type of transfer, so confirm 124085066 is the right number for you before sharing it:
- Read it from the bottom-left of one of your checks (the MICR line).
- Open account details in the American Express National Bank app or website.
- See every American Express National Bank routing number on the American Express National Bank routing number page.
Full guide: how to find your routing and account number.
Confirm before you share
This page is verified reference data, not a substitute for your own records. Routing numbers can vary by where you opened your account and by transfer type. Always confirm your routing number on a voided check or in your banking app before sharing it for direct deposit or a transfer.
Frequently asked questions
What bank has routing number 124085066?
Routing number 124085066 belongs to American Express National Bank. It is the bank's wire-transfer routing number. Confirm it is the right number for your account before sharing it.
Is 124085066 a valid routing number?
Yes. 124085066 is a structurally valid nine-digit ABA routing number — it passes the ABA mod-10 check-digit formula — and it is listed for American Express National Bank in our directory.
Can I use 124085066 for direct deposit?
124085066 is a wire-transfer routing number. For direct deposit and everyday ACH transfers, American Express National Bank uses a separate ACH routing number — check your American Express National Bank routing number page or your banking app.
How do I confirm routing number 124085066 is right for my account?
Check the bottom-left of one of your American Express National Bank checks (the nine-digit number in the MICR line), or open account details in the American Express National Bank app or website. Routing numbers can vary by state and by transfer type, so confirm yours before sharing it.
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