Routing number 122235821
Routing number 122235821 belongs to U.S. Bank. It is used for ACH transfers and direct deposit.
Last verified May 29, 2026.
- Bank
- U.S. Bank
- ABA checksum
- Valid ABA format
- Primary use
- ACH / direct deposit
122235821 is the most commonly used U.S. Bank ACH routing number; it can vary by region — confirm yours.
What is routing number 122235821 used for?
A routing number is a nine-digit code that identifies a US bank or credit union in the payment system. Routing number 122235821 identifies U.S. Bank. Paired with your account number, it tells money where to go. Use it for direct deposit, ACH bill payments, and linking your U.S. Bank account to other banks or payment apps.
- Setting up direct deposit for a paycheck or benefit.
- Authorizing ACH payments and automatic bill pay.
- Sending or receiving transfers between bank accounts.
How to confirm this is your routing number
U.S. Bank routing numbers can vary by the state where you opened your account and by the type of transfer, so confirm 122235821 is the right number for you before sharing it:
- Read it from the bottom-left of one of your checks (the MICR line).
- Open account details in the U.S. Bank app or website.
- See every U.S. Bank routing number on the U.S. Bank routing number page.
Full guide: how to find your routing and account number.
Confirm before you share
This page is verified reference data, not a substitute for your own records. Routing numbers can vary by where you opened your account and by transfer type. Always confirm your routing number on a voided check or in your banking app before sharing it for direct deposit or a transfer.
Frequently asked questions
What bank has routing number 122235821?
Routing number 122235821 belongs to U.S. Bank. It is used for ACH transfers and direct deposit. Confirm it is the right number for your account before sharing it.
Is 122235821 a valid routing number?
Yes. 122235821 is a structurally valid nine-digit ABA routing number — it passes the ABA mod-10 check-digit formula — and it is listed for U.S. Bank in our directory.
Can I use 122235821 for a wire transfer?
122235821 is an ACH / direct-deposit routing number. Wire transfers often use a different number, so if you are sending or receiving a wire, ask U.S. Bank which routing number to use.
How do I confirm routing number 122235821 is right for my account?
Check the bottom-left of one of your U.S. Bank checks (the nine-digit number in the MICR line), or open account details in the U.S. Bank app or website. Routing numbers can vary by state and by transfer type, so confirm yours before sharing it.
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