Routing number 091311229
Routing number 091311229 belongs to Varo Bank. It is used for ACH transfers and direct deposit.
Last verified May 29, 2026.
- Bank
- Varo Bank
- ABA checksum
- Valid ABA format
- Primary use
- ACH / direct deposit
091311229 is Varo Bank, N.A.'s own routing number (since Varo received its national bank charter). Some older Varo accounts may still reference 124303201 — check your Varo app.
What is routing number 091311229 used for?
A routing number is a nine-digit code that identifies a US bank or credit union in the payment system. Routing number 091311229 identifies Varo Bank. Paired with your account number, it tells money where to go. Use it for direct deposit, ACH bill payments, and linking your Varo Bank account to other banks or payment apps.
- Setting up direct deposit for a paycheck or benefit.
- Authorizing ACH payments and automatic bill pay.
- Sending or receiving transfers between bank accounts.
How to confirm this is your routing number
Varo Bank routing numbers can vary by the state where you opened your account and by the type of transfer, so confirm 091311229 is the right number for you before sharing it:
- Read it from the bottom-left of one of your checks (the MICR line).
- Open account details in the Varo Bank app or website.
- See every Varo Bank routing number on the Varo Bank routing number page.
Full guide: how to find your routing and account number.
Confirm before you share
This page is verified reference data, not a substitute for your own records. Routing numbers can vary by where you opened your account and by transfer type. Always confirm your routing number on a voided check or in your banking app before sharing it for direct deposit or a transfer.
Frequently asked questions
What bank has routing number 091311229?
Routing number 091311229 belongs to Varo Bank. It is used for ACH transfers and direct deposit. Confirm it is the right number for your account before sharing it.
Is 091311229 a valid routing number?
Yes. 091311229 is a structurally valid nine-digit ABA routing number — it passes the ABA mod-10 check-digit formula — and it is listed for Varo Bank in our directory.
Can I use 091311229 for a wire transfer?
091311229 is an ACH / direct-deposit routing number. Wire transfers often use a different number, so if you are sending or receiving a wire, ask Varo Bank which routing number to use.
How do I confirm routing number 091311229 is right for my account?
Check the bottom-left of one of your Varo Bank checks (the nine-digit number in the MICR line), or open account details in the Varo Bank app or website. Routing numbers can vary by state and by transfer type, so confirm yours before sharing it.
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