Routing number 053100300
Routing number 053100300 belongs to First Citizens Bank (NC). It is used for ACH transfers and direct deposit.
Last verified May 29, 2026.
- State / region served
- NC
- ABA checksum
- Valid ABA format
- Primary use
- ACH / direct deposit
053100300 is First Citizens Bank's primary (North Carolina) routing number; it can vary by state and legacy bank. Confirm yours.
What is routing number 053100300 used for?
A routing number is a nine-digit code that identifies a US bank or credit union in the payment system. Routing number 053100300 identifies First Citizens Bank. Paired with your account number, it tells money where to go. Use it for direct deposit, ACH bill payments, and linking your First Citizens Bank account to other banks or payment apps.
- Setting up direct deposit for a paycheck or benefit.
- Authorizing ACH payments and automatic bill pay.
- Sending or receiving transfers between bank accounts.
How to confirm this is your routing number
First Citizens Bank routing numbers can vary by the state where you opened your account and by the type of transfer, so confirm 053100300 is the right number for you before sharing it:
- Read it from the bottom-left of one of your checks (the MICR line).
- Open account details in the First Citizens Bank app or website.
- See every First Citizens Bank routing number on the First Citizens Bank routing number page.
Full guide: how to find your routing and account number.
Confirm before you share
This page is verified reference data, not a substitute for your own records. Routing numbers can vary by where you opened your account and by transfer type. Always confirm your routing number on a voided check or in your banking app before sharing it for direct deposit or a transfer.
Frequently asked questions
What bank has routing number 053100300?
Routing number 053100300 belongs to First Citizens Bank. It is used for ACH transfers and direct deposit. Confirm it is the right number for your account before sharing it.
Is 053100300 a valid routing number?
Yes. 053100300 is a structurally valid nine-digit ABA routing number — it passes the ABA mod-10 check-digit formula — and it is listed for First Citizens Bank in our directory.
Can I use 053100300 for a wire transfer?
053100300 is an ACH / direct-deposit routing number. Wire transfers often use a different number, so if you are sending or receiving a wire, ask First Citizens Bank which routing number to use.
How do I confirm routing number 053100300 is right for my account?
Check the bottom-left of one of your First Citizens Bank checks (the nine-digit number in the MICR line), or open account details in the First Citizens Bank app or website. Routing numbers can vary by state and by transfer type, so confirm yours before sharing it.
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