Citibank routing number
Citibank uses different routing numbers depending on the state where you opened your account. The table below lists each one. Use it as a starting point, then confirm the number for your own account on a voided check or in your banking app before sharing it for direct deposit.
Last verified May 29, 2026.
Citibank routing numbers by state
| State / region | Routing number | Notes |
|---|---|---|
| NY | 021000089 | Citibank routing numbers vary by state (021000089 = New York). This bank uses different routing numbers depending on the state where you opened your account. Confirm yours on a voided check or in your banking app before sharing it. |
| CA | 321171184 | This bank uses different routing numbers depending on the state where you opened your account. Confirm yours on a voided check or in your banking app before sharing it. |
| FL | 266086554 | This bank uses different routing numbers depending on the state where you opened your account. Confirm yours on a voided check or in your banking app before sharing it. |
| TX | 113193532 | This bank uses different routing numbers depending on the state where you opened your account. Confirm yours on a voided check or in your banking app before sharing it. |
| IL | 271070801 | This bank uses different routing numbers depending on the state where you opened your account. Confirm yours on a voided check or in your banking app before sharing it. |
Every routing number listed here is a structurally valid nine-digit ABA number (it passes the ABA mod-10 checksum). Tap any number to see a dedicated page for it, or use the routing number lookup tool to check a number you already have.
Routing numbers vary by state
Citibank routing numbers vary by state (021000089 = New York). This bank uses different routing numbers depending on the state where you opened your account. Confirm yours on a voided check or in your banking app before sharing it.
How to find and confirm your Citibank routing number
The routing number above is a reliable starting point, but the authoritative source is always your own account. Here is how to confirm the exact number Citibank assigned to you:
- On a check: the routing number is the left-most nine-digit group along the bottom edge (the MICR line), printed before your account number.
- In the Citibank app or website: sign in, open the account, and look for account details or “account & routing number.”
- On a statement: a paper or PDF statement usually shows the routing number alongside your account number.
- For wire transfers: ask Citibank which number to use — the wire routing number can differ from the ACH one.
See the step-by-step guide: how to find your routing and account number.
What a routing number is used for
A routing number (also called an ABA routing number or routing transit number) is a nine-digit code that identifies your bank or credit union in the United States payment system. Paired with your account number, it tells money where to go. You will need your Citibank routing number to:
- Set up direct deposit for a paycheck or government benefit.
- Authorize ACH payments, such as automatic bill payments.
- Send or receive a wire transfer (often a separate number).
- Link your account to a payment app, brokerage, or another bank.
New to this? Read what a routing number is.
Confirm before you share
Routing numbers can vary by where you opened your account and by the type of transfer. The numbers on this page are verified reference data, not a substitute for your own records. Always confirm your routing number on a voided check or in your Citibank banking app before sharing it for direct deposit or a transfer.
Frequently asked questions
What is Citibank's routing number?
Citibank uses different routing numbers depending on the state where you opened your account. 021000089 is one of them; see the table above for the number that matches your state, and always confirm yours on a voided check or in your banking app before sharing it.
Does Citibank have different routing numbers by state?
Yes. Citibank assigns routing numbers regionally, so the correct number depends on the state where your account was opened — not where you currently live. Use the per-state table above to find yours, and confirm it in your banking app.
What is the difference between Citibank's ACH and wire routing number?
An ACH routing number is used for direct deposit and everyday electronic transfers; a wire routing number is used only for wire transfers. Some banks use the same number for both. If you are sending or receiving a wire, ask Citibank which number to use.
How do I find my Citibank routing number on a check?
Look at the bottom edge of one of your Citibank checks: the routing number is the left-most nine-digit group in the MICR line, followed by your account number and then the check number. You can also find it in the Citibank app or website under account details.
Is 021000089 a valid routing number?
Yes — 021000089 is a structurally valid nine-digit ABA routing number (it passes the ABA mod-10 checksum) and is listed for Citibank in our directory. Even so, confirm it is the right number for your specific account before using it for direct deposit.
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