How to Create Your Voided Check Online
Don't hassle with paper checks. Generate a secure voided check online fast with our easy software.
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Perfect for Payroll Setup
As a small business owner, setting up direct deposit for 20+ employees was daunting. This service made it incredibly simple - generated all the voided checks in minutes. Saved hours of bank visits!
Reliable for Personal Banking
Needed a voided check for automatic bill payments but was out of checks. This service was exactly what I needed - fast, accurate, and accepted by my service provider without any issues.
Essential Business Tool
Our accounting department uses this regularly for setting up vendor payments. The professional quality and security features give us confidence. Highly recommend for business use.
Quick Direct Deposit Setup
As someone who banks entirely online, getting a voided check was always a hassle. This tool made it super easy and the check was accepted right away for my direct deposit.
Great for Property Management
Managing multiple rental properties, I needed voided checks for various payment setups. This service streamlined our entire process. Now we can set up new payment systems in minutes.
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As a freelancer with multiple clients, I frequently need voided checks for payment setup. This service has become an essential part of my business toolkit. Simple and professional!
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Our startup needed to set up payments for various services quickly. This tool saved us countless hours of back-and-forth with our bank. The checks are always accepted without question.
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Managing a non-profit, we needed a cost-effective way to set up recurring donations. This service made it possible to quickly generate voided checks for all our automatic payment setups.
Create Your Voided Check in 3 Easy Steps
Step 1: Enter Details
Answer a few simple questions about your bank and account information.
Step 2: Preview & Verify
Preview your generated voided check and verify all the information is correct.
Step 3: Download
Download your document instantly. Then print or share as needed.
See How It Works
What Exactly is a Voided Check?
Think of a voided check as a regular check that's been taken out of commission. By writing "VOID" clearly across the front (usually in large letters with a black or blue pen), you make it impossible for anyone to fill it out and use it for payment.
Why do this? While the check itself can't be cashed, it still contains vital information needed for electronic transactions. It's a secure way to share your banking details without handing over a usable check.
Why Would You Need a Voided Check?
Even in our digital age, voided checks are still commonly used to share the key details needed to set up electronic links to your bank account. It's not about the check itself, but the information printed on it:
Your full bank account number.
Your bank's routing number (which identifies the specific financial institution).
The name of your bank or credit union.
This information allows employers, service providers, or other institutions to accurately set up direct deposits (like paychecks) or automatic withdrawals (like bill payments).
When Might You Need to Provide a Voided Check?
Knowing what a voided check is helps, but when will someone actually ask for one? Here are the most common scenarios:
Setting Up Direct Deposit: Many employers require a voided check (or a similar form) to set up direct deposit for your paycheck. This ensures they have the correct account and routing numbers before sending funds.
Arranging Automatic Payments: Companies you pay regularly (like mortgage lenders, utility companies, landlords, or loan providers) might ask for a voided check to establish automatic bill payments directly from your account. Businesses might also need one from contractors to set up electronic payments.
Using a voided check helps prevent errors by providing a clear, physical confirmation of your banking details.
What's the Difference Between a Voided Check and a Canceled Check?
It's easy to confuse these two, but they serve very different purposes:
Voided Check:
- Has "VOID" written on it, making it unusable for payment before it's ever processed.
- Primarily used to securely provide bank account and routing information for setting up electronic transactions.
- The bank never processes it for payment; it's purely informational.
Canceled Check:
- A check that has been processed and paid by the bank. Funds have already been transferred.
- Cannot be used again because the transaction is complete.
- Often serves as proof that a payment was made and cleared.
In short: A voided check is intentionally disabled before use, while a canceled check has already completed its payment journey.
Don't Have Checks? Alternatives to Providing a Voided Check
What if you don't use paper checks anymore or simply don't want to void one? Thankfully, there are usually alternatives:
Direct Deposit Form / Bank Letter: Many banks can provide an official letter or form containing your account details (name, account number, routing number) specifically for setting up direct deposits or ACH payments.
Pre-printed Deposit Slip: Sometimes, a deposit slip that includes your pre-printed account number and routing number can be used.
Online Banking Screenshot: In some cases, a secure screenshot from your online banking portal showing your account details might be accepted (always check first!).
Online Voided Check Generator: Services like My Check Pros allow you to create a digital voided check instantly, providing a clear voided check example without needing a physical checkbook.
Always confirm with the requesting party which alternative methods they accept.
How Do You Get a Voided Check? (3 Easy Ways)
Need a voided check? Here are your main options:
1. Ask Your Bank: You can request a counter check or a pre-voided check directly from your bank branch. Some banks offer specific direct deposit forms that serve the same purpose. This is secure, but might involve a trip or waiting period.
2. Void a Check Yourself: If you have a checkbook, simply take a blank check and write "VOID" in large, clear letters across the front using a pen or marker. Ensure you don't cover the crucial account and routing numbers at the bottom. You can also write "VOID" on the payee line, date line, and amount box for extra safety. It's simple, but make sure it's done clearly.
3. Use an Online Voided Check Generator: The fastest and often easiest method. Tools like My Check Pros let you generate a perfectly formatted, downloadable voided check online in minutes. This avoids potential errors, saves time, and is ideal if you don't have physical checks.
Why Use the My Check Pros Voided Check Generator?
My Check Pros offers a quick, reliable, and convenient way to create voided checks online. Our generator helps you produce an accurate, professional-looking voided check in just minutes, perfect for setting up direct deposits or payments.
Benefits include:
- Instant Generation: Get your voided check immediately, no waiting required.
- Accuracy Assured: Avoid manual errors; our tool formats everything correctly.
- Convenience: No need for a physical checkbook or trips to the bank.
- No Software Installation: Use it directly from your browser.
- Subscription Option: Create unlimited voided checks affordably if you need them regularly.
Stop wondering what a voided check looks like or how to get one – My Check Pros makes it simple.
Ready to Set Up Your Payments?
Whether you void a check yourself or use a digital tool, providing your banking details securely is crucial for smooth financial transactions like direct deposits and automatic payments. Remember to write "VOID" clearly if doing it manually, and ensure the account/routing numbers remain legible.
Need a perfectly formatted voided check right now? Generate one instantly with My Check Pros!
Frequently Asked Questions
Where are the routing and account numbers on a check?
Look at the bottom of your check. The routing number is the nine-digit number on the far left. Your account number is located immediately to the right of the routing number. The shorter number sequence on the far right is the check number itself. If you don't have checks, you can find this information by logging into your online banking portal or app.
Are there risks to providing a voided check?
While a voided check cannot be cashed, it still contains sensitive banking information (routing and account numbers). The main risk is this information falling into the wrong hands. Only provide a voided check to entities you trust completely, like your employer for direct deposit or a reputable company for automatic payments. Never share it publicly.
Can I use the same voided check multiple times?
Yes. Since a voided check is used only to verify your banking details, and your account/routing numbers typically don't change, you can provide copies of the same voided check to set up multiple direct deposits or automatic payments if needed.
What should I do with a voided check after providing it?
First, make a note of the voided check number in your check register for your records. Keep the physical voided check (or a secure digital copy) until you've confirmed the direct deposit or automatic payment has been set up correctly and is working. Once confirmed, securely destroy the voided check, preferably by shredding it.
Can I void a check I've already sent or given someone?
No, you cannot "void" a check after it has left your possession. If you need to prevent a check you've written from being cashed, you must contact your bank immediately to request a "stop payment" order. Be aware that banks usually charge a fee for this service.
Is it generally safe to provide a voided check?
Yes, it's generally considered safe because the check itself is non-negotiable (cannot be cashed). However, because it contains your banking information, always exercise caution. Ensure you are giving it to a legitimate and trustworthy recipient for a valid purpose (like setting up payments).
What if I don't have paper checks?
This is increasingly common! Most employers and companies accept alternatives. Ask your bank for a direct deposit authorization form, a counter check, or an official bank letter containing your account details (name, account number, routing number). Many banks also provide this information within their online banking portals, which you can often print or save as a PDF. Online voided check generators can also create a suitable document. Check with the recipient to see what alternatives they accept.
How do I correctly void a check?
Take a blank check from your checkbook. Using a pen or marker, write the word "VOID" in large, clear letters across the front of the check. Make sure the letters are big enough to be easily seen but do not cover the routing or account numbers at the bottom (the MICR line). Don't sign the check. Record the check number in your register as voided.
Can I send a picture or scan of a voided check?
It depends on the recipient's policy. Many companies now accept digital copies (scans or clear photos) of voided checks. However, some may still require the physical check. Always ask the company requesting the information what format they prefer or require.
Is emailing a voided check secure?
Emailing sensitive information like a voided check carries inherent risks if not done securely. If you must email it, confirm the recipient's email address is correct and ask if they have a secure method (like an encrypted email system or secure portal upload) for receiving it. Avoid sending it via standard, unencrypted email if possible.
What should I avoid when voiding a check?
Avoid writing "VOID" so small it's hard to see, or so large/dark that it obscures the crucial routing and account numbers at the bottom. Use a pen or marker that's permanent. Do not sign the check or fill out any other fields (like payee or amount). Use a clean, blank check.
What if my voided check information is misused?
While misuse of just the voided check information for unauthorized withdrawals is difficult (as it's not a signed check), it's still sensitive data. If you suspect any fraudulent activity or misuse related to your account after providing a voided check, contact your bank immediately. They can monitor your account, advise on necessary steps, and help prevent or address fraud.
Is a voided check proof of account ownership?
Yes, a voided check is commonly accepted as proof of account ownership because it clearly displays the account holder's name (often pre-printed), the bank's routing number, and the specific account number, linking you directly to that account.
What are common alternatives to a voided check?
Common alternatives include: a direct deposit authorization form (often provided by your bank or employer), an official letter from your bank verifying account details, a counter check provided by the bank, or sometimes even a deposit slip (though less common as it might lack pre-printed names). Check with the requesting party for their accepted alternatives.
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